As the golden years approach, retired federal employees are faced with an important decision: should they tap into their Traditional or Roth Thrift Savings Plan (TSP) first? It’s a question that carries significant implications for their financial future.  While the answer may seem straightforward, it’s not just about satisfying immediate financial needs; it’s about making…

We all know that a government shutdown can wreak havoc on various aspects of our lives, but have you ever considered how it might affect your health insurance? It’s a question that often gets overlooked amidst the chaos and drama, yet it is one that deserves attention.  Join us as we delve into the world…

Attention government employees: there’s a new retirement savings regulation on the horizon that could have a big impact on your financial future. In 2024, some federal workers will be required to make catch-up contributions exclusively to their Roth TSP accounts.  If you’re not familiar with the Roth TSP or what catch-up contributions entail, don’t worry…

Imagine this scenario: You have dedicated your life to serving your country as a federal employee. Now that you are retired, it’s time for you to reap the rewards of your hard work—including insurance benefits for your children.  If you find yourself wondering what exactly these benefits entail and how they can benefit your family,…

Are you a federal employee nearing retirement or simply curious about the benefits offered by The Federal Employees Health Benefits (FEHB) Program? Look no further – this guide will provide you with valuable insights into five important aspects of the program that you should keep in mind.  As a crucial perk for federal employees, FEHB…

As a government employee, you have access to a range of federal benefits that can greatly enhance your retirement plans. One of the most popular options is the Thrift Savings Plan (TSP), which allows you to save and invest for your future.  While the TSP offers many advantages, it’s important to be aware of its…