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4 Limitations Of TSPs Every Retiree Should Know

As a government employee, you have access to a range of federal benefits that can greatly enhance your retirement plans. One of the most popular options is the Thrift Savings Plan (TSP), which allows you to save and invest for your future.  While the TSP offers many advantages, it’s important to be aware of its…

Will Federal Retirees Get A Pension Raise In 2023?

With the ever-increasing cost of living and economic fluctuations, federal retirees have been closely monitoring any updates on potential adjustments to their retirement benefits. As government employees who have dedicated years or even decades to serving their nation, they rely on their pensions as a crucial source of income during their golden years.  Here, we…

5 Things Happy Retirees Do That Cost Little To No Money

Retirement is the much-awaited phase of life that promises freedom, leisure, and a well-deserved break from work. For federal employees who have dedicated years to serving their government, it’s an opportunity to relax and enjoy the fruits of their labor.  However, many retirees worry about maintaining a fulfilling lifestyle on a limited budget. The good…

At What Age Does My FERS Supplement Stop?

If you are a government employee enrolled in the Federal Employees Retirement System (FERS), understanding your federal benefits and retirement options is crucial. One key component of FERS is the FERS Special Retirement Supplement, designed to bridge the gap between your federal retirement and when you become eligible for Social Security benefits.  However, it is…

How Much Will My Social Security Be Reduced If I Have A CSRS Pension?

Founded 15 years before the Social Security program, the Civil Service Retirement System (CSRS) is a retirement plan that is available to federal employees. It was never meant to supplement Social Security benefits, rather it is a stand-alone government pension program, so federal employees can receive both the CSRS annuity and Social Security benefits.  The…

Does FERS Reduce Your Social Security Benefits?

As a government employee, you may be familiar with the Federal Employees Retirement System (FERS) and the various benefits it offers. However, one question that often arises is whether participating in FERS can have an impact on your Social Security benefits. With retirement planning being a crucial aspect of every individual’s financial journey, it becomes…