Federal employees have access to valuable retirement benefits but understanding how those benefits work is essential for making confident financial decisions. Key areas such as FERS and CSRS pensions, special provisions for law enforcement officers, firefighters, and air traffic controllers, credible service, early retirement eligibility, Social…
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AS SEEN ON ABC TV – TAMPA BAY 28
Episode 2: TSP Annuities, IRS Limits & FEGLI Benefits
Federal employees face a wide range of important retirement decisions, from understanding FERS and CSRS annuity benefits to evaluating TSP options, FEGLI life insurance, survivor benefits, Social Security timing, and retirement contribution limits. Because no single retirement strategy is right for every federal employee, it is essential to…
Episode 3: Calculating Federal Pension & Federal Employee Insurance
Federal employees have access to valuable retirement benefits, including the Thrift Savings Plan, FERS pension, FEHB health insurance, FEGLI life insurance, and Social Security. Understanding how these benefits work together is essential when planning for retirement. Key factors such as TSP contribution limits, traditional versus Roth TSP options,…
Episode 4: Navigating TSP, Annuities, and More with Expert Insights
Federal employees have unique retirement benefits, including FERS or CSRS pensions, the Thrift Savings Plan, FEHB health insurance, Social Security, annual leave, sick leave, and survivor benefits. Understanding how these benefits work together can help federal employees make more informed retirement decisions. Annual leave is typically paid out…
Episode 5: Navigating Complex Benefits and Retirement Planning
Federal employees need a clear understanding of their retirement benefits to make confident decisions about when and how to retire. A personalized federal benefits analysis can help review key documents such as the Leave and Earnings Statement, Social Security statement, TSP statement, and tax return to estimate FERS or CSRS pension income,…
Episode 6: Expert Strategies for Maximizing Federal Benefits in Retirement
Federal employees have access to valuable benefits, but understanding how FEHB health insurance, FEGLI life insurance, FERS, CSRS, TSP, Social Security, and survivor benefits work together is essential for retirement planning. FEHB, or the Federal Employees Health Benefits program, can often continue into retirement as long as eligibility…
Episode 7: Federal Benefits and Retirement
Federal employees often have complex retirement benefits that go beyond FERS, CSRS, TSP, and Social Security. A complete federal retirement plan should include income planning, tax planning, investment planning, Social Security maximization, and estate planning to help employees understand how their benefits work together. Reviewing key items such…
Episode 8: Federal Retirement: TSP Strategies, Calculation, and Requirements
Federal employees preparing for retirement need to understand how their FERS pension, Social Security, Thrift Savings Plan, and other benefits work together to create reliable retirement income. One of the most important parts of federal retirement planning is identifying and filling the income gap—the difference between what a retiree needs each…
Episode 9: Federal Benefits and Retirement
Federal employees often have access to strong retirement benefits, but understanding how those benefits work is essential when planning for the future. Education around FERS, CSRS, the Thrift Savings Plan, FEHB health insurance, FEGLI life insurance, survivor benefits, and the FERS special retirement supplement can help employees make more…
Episode 10: Common Questions: Federal Benefits and Retirement
Federal employees have several important retirement planning opportunities within the Thrift Savings Plan, including age-based withdrawals after 59½, traditional and Roth TSP contributions, agency matching, and the ability to create income buckets for retirement. Many federal employees do not realize that an in-service TSP withdrawal can be…