Are you a federal employee looking to diversify your retirement portfolio beyond the Thrift Savings Plan (TSP)? While TSPs are a popular choice for many, exploring alternative investment options could potentially enhance your long-term financial security. Here, our team at The Federal Educators explores some of the most common alternatives to investing in TSPs that…

Are you a federal employee overwhelmed by the countless options of FEHB plans available to you? Don’t worry, you’re not alone. With so many choices, it can be intimidating and confusing trying to find the right plan that meets your healthcare needs.  We understand that selecting a healthcare plan can feel like venturing into uncharted…

Are you a federal employee who is about to retire with Medicare on the horizon? Well, before you make any assumptions about your health benefits, it’s time to debunk some of the most persistent myths that have been circulating.  From misconceptions surrounding coverage options to concerns about costs and limitations, this article aims to shed…

As the golden years approach, retired federal employees are faced with an important decision: should they tap into their Traditional or Roth Thrift Savings Plan (TSP) first? It’s a question that carries significant implications for their financial future.  While the answer may seem straightforward, it’s not just about satisfying immediate financial needs; it’s about making…

We all know that a government shutdown can wreak havoc on various aspects of our lives, but have you ever considered how it might affect your health insurance? It’s a question that often gets overlooked amidst the chaos and drama, yet it is one that deserves attention.  Join us as we delve into the world…

Attention government employees: there’s a new retirement savings regulation on the horizon that could have a big impact on your financial future. In 2024, some federal workers will be required to make catch-up contributions exclusively to their Roth TSP accounts.  If you’re not familiar with the Roth TSP or what catch-up contributions entail, don’t worry…